How To Get Your First Credit Card

Here is a quick post for those who are fresh out of high school or even in college or just out of college, who may not know much about credit.  This blog post is to show you how easy it is to get your first credit card.  
Now due to the fact that your just starting out with credit, do not expect your first credit card to have a very high credit limit.  There are some local banks and credit unions that actually have programs for new credit beginners.  (Later on this post will be updated with a few of those banks).  Some of the programs are called My First Credit Card, you can Google or Yahoo this term and some banks should pop up, but if not as mentioned above a few links will be posted later on.  For those looking for a quick approval for a credit card.  You may want to give capital one, Journey Credit card a Go, and also Capital One Classic Credit card A go, at the same time.  I have seen many people approved for these 2 cards simultaneously. You r credit limit for one or both cards will be $300-$500, you may get approved for both at $500 a piece giving you a credit start of $1,000.  For those that maybe looking for higher limits at first, if you have relatives or parents with well established credit and credit cards, you may want them to add you as an Authorized User on there cards.(There is A post on What Is A Authorized User) 2-3 of these Authorized User cards with good credit history and limits added to your credit profile or report, will surely help get you, your first credit card at A higher limit.  Please use this information wisely, don't run up your credit cards if you cant pay them, you'll regret it later for sure. And IF you do handle your credit right at the beginning, trust me you can get your credit well up to $30-$50k Plus with in a very shot amount of time.

Leave your questions & comments I am here to answer your questions and help.

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